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OXUS Network
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OXUS Tajikistan

The OXUS story began in 1997 in Tajikistan, just as the country emerged from a civil war. Back then, ACTED started to disburse its first micro-loans in the Vakhsh Valley. This microfinance programme aimed at supporting bakers in desperate need of flour, who were able to repay at a later stage. Following the success of this initial initiative, ACTED gradually launched several microfinance programs across the country. In February 2006 eventually, OXUS was registered with the Tajik National Bank as a Micro Lending Organization. Since then, OXUS Tajikistan has developed the portfolio inherited from ACTED. As of December 2021, OXUS Tajikistan is ranked amongst the largest microfinance provider in portfolio terms in the country. The affiliate has 4 branches and 27 BCSs.

Over the last decade Tajikistan has achieved remarkable socio-economic progress. The national poverty headcount at national level has retreated from 92% in 1999 to 26,3% in 2019. In addition, more than 80% of the Tajik population lives in rural areas, with agriculture representing 20.7% of the GDP. At the same time, the country suffers from weak financial inclusion as banks and local financial institutions are not always able to provide much-needed loans to local farmers and entrepreneurs.

They support OXUS Tajikistan


Vatansho Vatanshoev, Chief Executive Officer

Vatansho graduated in Modern Languages from the Tajik State University in Dushanbe, and is currently enrolled in an Economics Masters Degree at the Russian Humanities Academy. After working for the Office of the Prime Minister, he joined ACTED in 1997, initially to monitor and supervise a program aimed at supporting small and medium-sized entrepreneurs. He gradually moved his way up to become Area Programs Coordinator for the Khatlon Region in 2003. In 2006, he became Chief Executive Officer of the newly created OXUS Micro Lending Organization.

Shuhrat Zoidov, Chief Finance Officer

After graduating from the Khujand Branch of the Technological University of Tajikistan in 2003, he began his carrer in a local organization as an assistant accountant. Soon, he was hired by the international organization ACTED as a Program Assistant and Database Operator. At the end of 2004, he was transfered to the ACTED Finance Departement as a cashier and in early 2005, he took the position of Financial Officer for the Ferghana Valley. Shuhrat joined the OXUS team in early 2007 as an accountant in the Sughd region in the Khujand branch. In 2011, he was transfered to the Head of the Office as chief accountant.

To contact OXUS Tajikistan



Phone: +992 98 591 00 10

Address: 2 nd pass of Sharq street 14 Dushanbe, TAJIKISTAN

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