OXUS Network

OXUS Kyrgyzstan

ACTED launched its first microfinance programme in January 2003 as part of a project funded by the European Union and ICCO on “Rural Development and Cross Border Cooperation in the Ferghana Valley”. After further developing these activities for over three years, OXUS Kyrgyzstan was officially registered and licensed by the National Bank of the Kyrgyz Republic as a Micro Credit Company (MCC) in August 2006. OXUS then quickly took over ACTED’s microfinance portfolio, with most of its clients living in southern rural areas.

Since 2000, Kyrgyzstan has made big socio economic progress, with extreme poverty declining by an average of 4% a year across the 2000-2008 period. The main driver of this poverty reduction has been growth in remittances which has in turn encouraged private consumption. Notwithstanding, one quarter of the population – or 1.6 million people – live on less than US$ 1.3 a day (World Food Programme), with the prevalence of poverty in rural areas being higher than urban areas (51% of rural population is poor against 30% in urban areas).

At the same time, financial inclusion is rather limited, with 8.4 commercial bank branches across the country per 100,000 adults. Yet despite this, its liberal market economy boasts a very competitive microfinance sector. With a thorough legal framework and strong economic incentives, major microfinance institutions – both local and international – have been increasingly active in the country. In 2011, the loan portfolio of microfinance sector exceeded 13.78 billion soms, portfolio growth for the year was 49.9 percent, the number of customers – 438.500 people (an increase of 26.3 percent). The main demand of the population was agricultural loans, trade and consumer loans.

They support OXUS Kyrgyzstan


Denis KHOMYAKOV, Chief Executive Officer

Denis Khomyakov joined the team of OXUS Kyrgyzstan in February 2015. Denis graduated from the American University in Central Asia and later from the University of Trier, Germany. He started his microfinance carreer with an international network of banks in 2005. Denis gained a large experience at ProCredit Holding Network in Eastern Europe, making his way from Loan Officer, Internal Controller to Regional Manager. Later working in consulting, Denis also carried out projects in Eastern Europe and China in the areas of micro, small and medium lending.

Vladislav LIVENTSEV, Chief Financial Officer

Vladislav Liventsev joined Oxus in March 2019, initially serving as the Head of Risk Management before assuming the role of CFO. As CFO, he oversees financial operations, ensuring stability and growth while implementing strategic financial plans. With over 16 years of experience at prominent firms like Deloitte and Baker Tilly, Vladislav brings valuable expertise in auditing and consulting. He has actively contributed to small and medium-sized business development through programs like the USAID Competitiveness Development Programme, and he advises startups on acceleration infrastructure in Kyrgyzstan. Holding a degree in finance and banking from the American University of Central Asia, Vladislav’s expertise spans Central Asia, Russia, and Afghanistan, making him a valuable asset to the Oxus team.

Ravshan DOSONOV, Head of Risk

Ravshan Dosonov graduated in Accounting and Auditing from the Jalalabat Commercial Institute, and later received an MBA from the Academy of Management under the President of the Kyrgyz Republic. He possesses certificates from the Frankfurt School of Finance & Management in Microfinance and Risk Management. He is also a Certified Accountant Practitioner (CAP) and a member of the Association of Accountants and Auditors in Kyrgyzstan. He started his accounting carrier in 1998 with different international development projects in Kyrgyzstan. In 2009 he started working in the First Microcredit Company (AKAM affiliate) as Financial Controller and Risk Manager, and then joined OXUS Kyrgyzstan as CFO in March 2014. With his previous experience as a risk manager, Ravshan Dosonov was nominated and appointed as the new Head of Risk in 2022.

To contact OXUS Kyrgyzstan

Website: https://www.oxus.kg

Email: office@oxus-kg.org

Phone: +996 (312) 51 51 66

Address:150 Matrosov Street, Bishkek, KYRGYZSTAN


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